My First Credit/Debit Card...in US

I personally preferred MasterCard ;)

Here in the United States, establishing a good credit is highly important. In the future whenever you plan to purchase a car, house etc. the company will run through your credit record first to verify if you're a good payer before you hear any approval from them. Fortunately, it is not that terribly difficult to build a good one. One of the easiest way I know is by obtaining a secured credit card or riding on your husband's (being added as authorized user) and that's what we did.

Few days ago I got my first Debit/Credit card issued under my married name. I still am not used to seeing my new official name in my ID/Card though haha! Way to go for online shopping? Oppss! Certainly not unless otherwise with hubby's go signal. I'm not earning my own money yet. Hence, restrictions applied which I happily agreed with.

Actually sometimes I'm an impulsive buyer but it rarely happens, only if when a certain item really drove me crazy to the point that I know what will happen if am not gonna go for it -  will result to a sleepless night! Other than that, I consider myself as a responsible spender. I would always do the math before swiping my card way back in Pinas and will absolutely do the same thing here. Well, neither among responsible spenders wanna bite more than they can chew thats for sure.

♥M

Getting NJ State ID

Guess what?..I got my first ever United States government ID.  I know there's no big deal..well actually it is for me! It unlocks lots of business transactions, example is when opening a bank account  (some banks are too picky, if you're a new immigrant, they would ask for a State ID aside from Passport and SSN card). So, here's the lil drama that we went through over the process...

Last Saturday, Hubby and I tried to get me a State ID but unfortunately it was unsuccessful due to some lame reasons that the lady from State of New Jersey MVC told us. Despite of presented to her my Passport with attached valid I-94, K-1 Visa, SSN card, Married Cert., first class mail from USCIS and a bill that's under my name, she was not satisfied still. Instead she told me afterwards that I need to get my Biometrics with USCIS done first then come back later. Hmm I guess this is more likely to happen to new Immigrants with pending Adjustment of Status for Permanent Residency. We told her that our case is in process already but she wouldn't want to consider it. Apparently, we don't have much choice that time but to leave the office. We don't wanna discuss more that time because we forgot to print what's stated in their website about the requirements (which I supposed they should know) though I vividly remember I have met their 6 pt. ID Verification when I took it online. Ugghh! if only I wasn't too confident that these people who work for NJ MVC knew what they're doing, I should have brought the validation note from their website. My bad, well lesson learnt. Never assumed!

Anyhow, what happened didn't stop our plan to come back this morning...we arrived around 9am and there was a short line outside the office already. I really don't mind falling in line, I kind of used to it in Pinas so while others' started to get annoyed I enjoyed the cold breeze :P. Few minutes later we're inside. We presented same documents we had last Saturday to a black lady and as expected confusion drew to her face while reviewing my requirements. At this time we shown her the printed confirmation from their website but oh boy she still wouldn't want to trust it. Geeezz what's up with that? She let us seated while she go spoke to her supervisor for like 20-30 minutes. It made me think is my case that rare or it's them who's not doin their assignment? Maybe it's in that branch only. Whatever it is, we were hoping for a positive outcome. Oh Speaking of positivity her she is walking slowly as if nobody is waiting, but at least we're right she told us we are good to go for the next step. Alright, so we proceeded to another counter for photograph and thanks goodness this time the lady did her job swiftly.

After the not so smooth transaction we had, nonetheless we leave the MVC office happy especially me having my NJ State ID on hand :D. Then, we went to Asian Grill to have our lunch with hubby's best friend, enjoyed their delicious foods as usual and afterwards we went to Starbucks and enjoyed our Frappe ;)! Ended great! yeah!

To those with pending case AOS status and want to get a State ID, I wish you guys to have a pleasant experience at your State's Motor Vehicle Commission.

♥M

Bonding moment

I had a good time with my bezy and new girlfriends the other day. We watched transformers: Dark of the Moon  and I should say it was awesome! It's special effects — and 3D shots — are undeniably impressive! For me it's worth the pay plus Shia LaBeouf is charming. We liked the movie and it was such a nice bonding moment with my friends too.

♥M

Avoiding & Controlling Negative Emotions

Some of my ways in controlling towards negative emotions particularly when you're annoyed.

• Ignore the person as if S/he doesn't exists lol. If s/he is talking in front of you make an excuse like : you need to you go to washroom, you need to make a call urgent, you need to go while no heavy traffic yet etc. etc.
• Drink a glass of water, this may help you cool down.
• Do funny thoughts (this really helps for me haha!)
• Think positive, no matter what, s/he will stop talking when get tired.
• Don't argue, this will make the conversation long. Let him/her do the talking just smile if you still can mange, if can't show a tired facial expression.
• Lastly, inhale and exhale and say a little prayer to brighten up of you mind.

Try it and feel the difference.

Pastime

I really like blogging, it occupies my free time pleasantly though obviously im not a pro on it, but I believe anyone can be a blogger on his/her own way. For me, this is my way of expressing my inner thoughts or ideas freely.  Also, through blogging i found a really nice bud (agnes kikay). Blogging is a great tool saving your good times and bad times.  Whenever I read my old posts from different sites, it brought me a good feeling reminiscing the old times and sometimes I just have to laugh my craziness way back. Until now I'm enjoying the benefit of online blogging♥ ♥ ♥